Compare Merchant Account Providers

When you are ready to search for your next Merchant Account Provider we ask that you look for these main factors when making a decision. In any purchase and one that can affect your bottom line it is safe to say that experience in the business and pricing are major contributes to making a decision. Here are a few things to look for when making comparisons to other providers.

Here are a few things to look for when comparing processors.

1. Real Time Solution Price
2. Gateway Fee Costs
3. Statement Fees
4. Monthly Minimums
5. Discount Rate
6. Transaction Fees/Discount Rates
7. Tech Support Fees
8. 24/7 Customer Service
9. Credit Card Terminal Costs

Merchant Account Rates Comparison Chart

Merchant Account ProviderReal-Time Solution PriceGateway
Fee
Statement
Fee
Monthly
Minimum
Discount
Rate
Transaction
Fee
Tech.
Support
Fee
InfoMerchant
(Our Choice)
$0.00 (if u have a terminal)$29.95$9.95$15.001.55% on up$0.28$0.00
Total Merchant Services$299$10/month$10/month$25/month2.40%$0.35Fee not disclosed
Charge.com Merchant Services$195$15/month$10/month$25/month2.35%$0.30$0/month
CardService Intl.
CardNetCo
$499$30/month$10/month$15/month2.35%$0.25$0/month
Discover
Merchant
Services
$49.95
Reseller of First data
$19.95/month
Authorize.net or Verisign
$5.00/monthFee not disclosed2.31% + 1.25 Intl.$0.13 (Rates vary) +InterchangeFee not disclosed $12 chargeback fee
Merchant Accounts Express$179$14.95/month$9.95/month$25/month2.29%$0.30Fee not disclosed
ECHO - Electronic Clearing House, Inc.Fee not disclosed$10/monthFee not disclosedFee not disclosedFee not disclosedFee not disclosedFee not disclosed
Costco Merchant Services$174.99 w/cartReseller for Nova (Call for Quote)$5.95Reseller of Nova (Call for Quote)2.01% (Rates vary)$0.38$9.99 (Shopping Cart Fee)
Nova Information Services$394$0/month$6/month$30/month2.17% (Rates vary)$0.30$10/month
Verisign Pay Flow Pro$249 (Limit 1000 transactions then 10 cents per)Fee not disclosedFee not disclosedFee not disclosedFee not disclosedFee not disclosed$59.95/mo
Wells Fargo$99Fee not disclosedFee not disclosedFee not disclosed2.35%$0.30$39/month
Online Data CorpFee not disclosed$19.95/month$10/month$25/month2.29%$0.30Fee not disclosed
        
1st American Card Service$359Fee not disclosed$9/month$20/month2.30%$0.30$0/month
Jaguar PCFee not disclosed$10/month$10/monthFee not disclosed2.29%$0.35Fee not disclosed
Bank Card Solutions$345$20/month$10/monthFee not disclosed1.99% (Rates vary)$0.35Fee not disclosed ($25 annual fee)
EZ Merchant Accounts$149$15/month$5/month$25/month2.25% (Rates vary)$0.30Fee not disclosed
WorldPay$299Includedlive tech support and live shopper$50/month2.95% Multi Curr. a bit more$0.45 (fraud screening incl)$35/month (1st 3 monthly fees waived)
Global PaymentsFee not disclosedFee not disclosedFee not disclosed$15/month2.29%$0.30$49.95/month + $15 chargeback fee
DPI Merchant Services$50$29.95/month$10/monthFee not disclosed2.35%$0.30Fee not disclosed
AIS Media$595$15/month$10/month$25/month2.29%$0.30Fee not disclosed
Associated Merchant ServicesFee not disclosed$15/month$10/month$10/month2.28% (Rates vary)$0.45Fee not disclosed Annual fee $29
IPaySecure$295.95$49.95/mo Cart incl.$10/month$0/month2.25% (Rates vary)$0.30Fee not disclosed
Unified Merchant Services$49.95Fee not disclosed$10/monthFee not disclosed2.39%$0.29Fee not disclosed
Priority Merchant Services$150-498$19/month$10/month$10/month2.25 -
2.85%
$0.30
$25 Chargebk
Fee not disclosed. Annual fee $29
Merchant- Systems IPaymentFee not disclosed$15/month$10-12/mo$10/month2.47%$0.30Fee not disclosed.
Planet Payment (NetResult)$175$25/monthFee not disclosed.Fee not disclosed.2.95%$0.35Fee not disclosed.
Authorize.Net Resellers
Typical Charges
$300-600 +App Fee$25/month$10/month$25/month2.50%$0.35Annual Fee sometimes applies.
        
PayPal*NoneNoneNoneNone2.90%$0.30None
2Checkout*$49NoneNoneNone5.05%$0.45None
I-Bill*Fee not disclosedFee not disclosedFee not disclosedFee not disclosed15%Fee not disclosedFee not disclosed
        
        
*Not a true merchant account. You process under their merchant account and not your own.
Active Update: October 10

Note: To have your company added to this chart please contact: [email protected]
Note: There are many resellers for the companies listed above with additional charges. Tips

DISCLAIMER:
Rates displayed have been compiled by either calling and asking, or by looking on these companies' web sites. Although we have made every effort to ensure that these figures are accurate, we do not warrant their accuracy. Some of these Banks, Processors and/or Agents may be able to offer lower rates than were quoted to us.

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