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  Credit Card Test Numbers

Test Credit Card Numbers

These credit card numbers can be used to test a transaction at ECHO. They are numbers that banks will reject as invalid without problem and are intended for system testing.  

These test numbers work just like live accounts, but none of the transactions are actually settled and no money moves. Be sure to use valid data or you will get errors on things like card numbers, checking information, check writer ID info, etc. Please do not use a real credit card with test accounts unless you run a $1.00 transaction. If you do more, your card will have the funds held by each authorization until it expires. The test card will always give a result, the address verification and security code will match regardless of the input values. Furthermore, it will authorize with no expiration date. If you need to see different address verification and security code results, you must use a live credit card. In this case, please use low dollar amounts ($1.00).

Test VISA credit card number: 4005550000000019

Test Credit Card Numbers   
  Card Type     Card Number     Number Characters  
   Master Card 5105105105105100 (16) Characters
   Master Card 5555555555554444 (16) Characters
   Master Card 4222222222222 (13) Characters
   VISA 4111111111111111 (16) Characters
   VISA 4012888888881881 (16) Characters
   American Express 378282246310005 (15) Characters
   American Express 371449635398431 (15) Characters
   Amex Corporate 378734493671000 (15) Characters
   Dinners Club 38520000023237 (14) Characters
   Dinners Club 30569309025904 (14) Characters
   Discover 6011111111111117 (16) Characters
   Discover 6011000990139424 (16) Characters
   JCB 3530111333300000 (16) Characters
   JCB 3566002020360505 (16) Characters

Test Credit Card Numbers:
Visa: 4111-1111-1111-1111
MasterCard: 5431-1111-1111-1111
Amex: 341-1111-1111-1111
Discover: 6011-6011-6011-6611
Credit Card Prefix Numbers:
Visa: 13 or 16 numbers starting with 4
MasterCard: 16 numbers starting with 5
Discover: 16 numbers starting with 6011
AMEX: 15 numbers starting with 34 or 37


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