Merchant Account Comparison Chart


Compare Merchant Account Providers

When you are ready to search for your next Merchant Account Provider we ask that you look for these main factors when making a decision. In any purchase and one that can affect your bottom line it is safe to say that experience in the business and pricing are major contributes to making a decision. Here are a few things to look for when making comparisons to other providers.

Here are a few things to look for when comparing processors.

1. Real Time Solution Price
2. Gateway Fee Costs
3. Statement Fees
4. Monthly Minimums
5. Discount Rate
6. Transaction Fees/Discount Rates
7. Tech Support Fees
8. 24/7 Customer Service
9. Credit Card Terminal Costs

Merchant Account Rates Comparison Chart

Merchant Account Provider Real-Time Solution Price Gateway
Fee
Statement
Fee
Monthly
Minimum
Discount
Rate
Transaction
Fee
Tech.
Support
Fee
InfoMerchant
(Our Choice)
$0.00 (if u have a terminal) $29.95 $9.95 $15.00 1.55% on up $0.28 $0.00
Total Merchant Services $299 $10/month $10/month $25/month 2.40% $0.35 Fee not disclosed
Charge.com Merchant Services $195 $15/month $10/month $25/month 2.35% $0.30 $0/month
CardService Intl.
CardNetCo
$499 $30/month $10/month $15/month 2.35% $0.25 $0/month
Discover
Merchant
Services
$49.95
Reseller of First data
$19.95/month
Authorize.net or Verisign
$5.00/month Fee not disclosed 2.31% + 1.25 Intl. $0.13 (Rates vary) +Interchange Fee not disclosed $12 chargeback fee
Merchant Accounts Express $179 $14.95/month $9.95/month $25/month 2.29% $0.30 Fee not disclosed
ECHO - Electronic Clearing House, Inc. Fee not disclosed $10/month Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed
Costco Merchant Services $174.99 w/cart Reseller for Nova (Call for Quote) $5.95 Reseller of Nova (Call for Quote) 2.01% (Rates vary) $0.38 $9.99 (Shopping Cart Fee)
Nova Information Services $394 $0/month $6/month $30/month 2.17% (Rates vary) $0.30 $10/month
Verisign Pay Flow Pro $249 (Limit 1000 transactions then 10 cents per) Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed $59.95/mo
Wells Fargo $99 Fee not disclosed Fee not disclosed Fee not disclosed 2.35% $0.30 $39/month
Online Data Corp Fee not disclosed $19.95/month $10/month $25/month 2.29% $0.30 Fee not disclosed
1st American Card Service $359 Fee not disclosed $9/month $20/month 2.30% $0.30 $0/month
Jaguar PC Fee not disclosed $10/month $10/month Fee not disclosed 2.29% $0.35 Fee not disclosed
Bank Card Solutions $345 $20/month $10/month Fee not disclosed 1.99% (Rates vary) $0.35 Fee not disclosed ($25 annual fee)
EZ Merchant Accounts $149 $15/month $5/month $25/month 2.25% (Rates vary) $0.30 Fee not disclosed
WorldPay $299 Included live tech support and live shopper $50/month 2.95% Multi Curr. a bit more $0.45 (fraud screening incl) $35/month (1st 3 monthly fees waived)
Global Payments Fee not disclosed Fee not disclosed Fee not disclosed $15/month 2.29% $0.30 $49.95/month + $15 chargeback fee
DPI Merchant Services $50 $29.95/month $10/month Fee not disclosed 2.35% $0.30 Fee not disclosed
AIS Media $595 $15/month $10/month $25/month 2.29% $0.30 Fee not disclosed
Associated Merchant Services Fee not disclosed $15/month $10/month $10/month 2.28% (Rates vary) $0.45 Fee not disclosed Annual fee $29
IPaySecure $295.95 $49.95/mo Cart incl. $10/month $0/month 2.25% (Rates vary) $0.30 Fee not disclosed
Unified Merchant Services $49.95 Fee not disclosed $10/month Fee not disclosed 2.39% $0.29 Fee not disclosed
Priority Merchant Services $150-498 $19/month $10/month $10/month 2.25 -
2.85%
$0.30
$25 Chargebk
Fee not disclosed. Annual fee $29
Merchant- Systems IPayment Fee not disclosed $15/month $10-12/mo $10/month 2.47% $0.30 Fee not disclosed.
Planet Payment (NetResult) $175 $25/month Fee not disclosed. Fee not disclosed. 2.95% $0.35 Fee not disclosed.
Authorize.Net Resellers
Typical Charges
$300-600 +App Fee $25/month $10/month $25/month 2.50% $0.35 Annual Fee sometimes applies.
PayPal* None None None None 2.90% $0.30 None
2Checkout* $49 None None None 5.05% $0.45 None
I-Bill* Fee not disclosed Fee not disclosed Fee not disclosed Fee not disclosed 15% Fee not disclosed Fee not disclosed
*Not a true merchant account. You process under their merchant account and not your own.
Active Update: October 10
Note: To have your company added to this chart please contact: steven@infomerchant.net
Note: There are many resellers for the companies listed above with additional charges. Tips

DISCLAIMER:
Rates displayed have been compiled by either calling and asking, or by looking on these companies' web sites. Although we have made every effort to ensure that these figures are accurate, we do not warrant their accuracy. Some of these Banks, Processors and/or Agents may be able to offer lower rates than were quoted to us.