InfoMerchant - Secure Internet Payment Gateway (Merchant Account Services)

Secure Internet Payment Gateway

What is a payment gateway?

Secure Payment Gateway companies help other Processors conduct secure business on the Internet using Secure Socket Layer (SSL) technology.
You need this type of security if you have this?

1. If you have an online store and are accepting credit cards.
2. If you have business associates that log into a secured system.… .
3. If you process sensitive data such as address, birth date, license, or ID numbers.
4. If you have to comply to security measures on your website.

-They provide a system that passes credit card data, authorization requests, and authorization responses over the Internet using encryption technology.

-The transaction information is sent by the Payment Gateway secure server via leased line to the credit card network where the validity of the card is checked and the availability of funds on that account is verified. An authorization code is returned via leased line to the Payment Gateway; the authorization is encrypted by the Payment Gateway and transmitted in encrypted form to the web server of the merchant, which triggers fulfillment of the order.

-Rather than try and create their own Secure Web System, many Banks and Bank/Processor alliances will use a Secure Payment Gateway Provider to perform this task for them.

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