InfoMerchant - Advantages of Debit Cards / ATM Cards (Merchant Account Services)

Advantages of Debit Cards / ATM Cards

What are the advantages of debit cards/ATM cards?

As a merchant, here's a cue for the success of your business: more and more consumers prefer using debit cards. Here's why:

They're easier to use than a check

• Statements are itemized with the location and time of the debit card transaction. Checks are not.

• Most debit cards double as ATM cards. There's less for the consumer to carry around.

• The consumer uses his checking account instead of adding to his credit card debt.

Accepting debit cards gives you the edge.

• Sale proceeds are deposited into your DDA as soon as 48 hours after transactions.

• Transactions are easy and fast. Conducting a debit card transaction is just as fast as conducting a credit card transaction.

• Debit card transactions will appear on your consolidated merchant processing statement along with your credit card transactions and are much cheaper to take in then credit cards.

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